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Maggie Fitzgerald is a young, widowed mother of two. Her brother Alan is a police detective in Atlanta, Georgia. The brother is killed on duty, and on the day of his funeral, Vince Howard, one of Alan's friends, stops by Maggie's apartment just after the funeral. Although Maggie is angry that none of her brother's so-called friends showed up at his funeral, she is still intrigued by the attractive and older Sergeant Vince Howard. She convinces Vince to take her to dinner, all the while wondering at herself and her brazenness. Although worlds apart, Maggie is the daughter of a wealthy banker, and Vince has always had to work for a living, the two can't stop thinking about each other. After several days of daydreaming, Maggie invites Vince to attend the annual policeman's rodeo held at the ranch of the chief, who is also Maggie's uncle, a former rodeo star. During the rodeo, Maggie is shot by a sniper who, although surrounded by police, manages to escape. There is rumor of a possible second attack coming, so Maggie, although she receives only a minor injury, is banished to Vince's apartment to hide during her recuperation. During her stay, the man who tried to kill her, tries again. Maggie survives the second attack, and she and Vince realize they have very strong feelings for each other and embark on a relationship together.